A personal injury lawyer assists individuals with their claims for personal injury disability, and those involved in motor vehicle collisions. The best advice to give anyone injured in an automobile accident is to suggest they should consult with an attorney. Individuals needing to file a disability claim can also benefit from talking to an attorney.
A personal injury attorney is trained to represent her client to the best of her ability and to help her client as much as possible with his claim. The disability claim process can be very complicated and time consuming for the average person which is why a person with a disability claim would be wise to seek legal help. Most people have either a private disability insurance policy or an employee based disability insurance policy that is supposed to provide for them in case they are injured on the job.Have a look at Daniella Levi & Associates, P.C. to get more info on this.
The problem arises when the insurance company chooses not to pay a policy holder who has been injured on the job. Some people do not qualify for an employee based disability insurance policy and choose to purchase their own policy from a private insurance company. Such plans can be costly and the policy gets even more expensive as they reject a demand.
Many attorneys who are now defending customers of insurance companies actually worked with insurance companies and therefore recognize when they reject claims. This is one reason why people who have been denied their claim should seek help from an experienced lawyer, rather than re-submitting the claim alone. The lawyer can bring an action based on breach of insurance contract which is a serious charge for which no insurance company wants to be found liable.
Many employees do not have a private insurance policy on disability but they have an insurance policy on disability by their company. Employer-based plan is considerably more affordable than private plane. Here’s the good news.
The bad news is that Government laws regulate the employer-based plan. The claim that the employer-based plan rejects must be appealed using the terms and rules laid down by the government agency which controls the disability plan. The appeals process that involves the government-sponsored plan is complex and hard to understand for the average person.
A worker who has had his or her claim denied and has an employer based policy needs to have an experienced lawyer appeal the claim. The appeal process is just too complex for the average worker to try to deal with himself and expect a positive outcome. Anyone who has been injured in an auto accident and is trying to negotiate with a car insurance company can be told the same; find an experienced lawyer.